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Homeowners Insurance Near Me | Serving All of Minnesota
Welcome to Werner Insurance, your trusted source for cheap homeowners insurance in Minnesota. Whether you’re buying your first home or shopping for a better policy, we offer the lowest prices in town and easy, affordable solutions for homeowners across the North Star State.
Home owners insurance protects your most valuable asset — your home. It offers coverage for:
Property damage from fire, wind, hail, or vandalism Theft or loss of personal belongings Liability insurance coverage in case someone is hurt at your residence Additional living expenses are also included if your house becomes not livable due to a covered peril.
When you choose Werner Insurance, you’re choosing peace of mind with a partner who makes it easy to compare home owners insurance quotes and find the cheapest home insurance with the coverage you need.
Lowest Prices in Town
Fast, Free Home Insurance Quotes
Easy Bundle Discounts
Cheap House Insurance & Package Discounts
Pros in Minnesota Homeowners Insurance
Whether you’re in Minneapolis, St. Paul, Duluth, Rochester, or anywhere in between, we make it simple to find affordable house insurance near you.
📞 Call Today: 651-437-9200
Here’s what your Minnesota home owners insurance policy typically includes:
Dwelling Coverage: Repairs or rebuilds your home due to damage.
Other Structures: Covers sheds, fences, and detached garages.
Personal Property: Protects items like furniture, electronics, and clothing.
Liability: Covers legal costs and medical payments for injuries on your property & away.
Loss of Use: Pays for living expenses if you’re displaced during repairs.
Bundle and save! Combine your home owners and auto insurance for maximum savings.
Looking to bundle your insurance and save even more?
Auto + Home Insurance
Boat + Home Insurance
RV + Home Insurance
Motorcycle + Home Insurance
Classic Car + Home Insurance
ATV, UTV, or Snowmobile + Home Insurance
Let us do the shopping for you. Our agents will compare multiple Minnesota homeowners insurance companies and find the perfect bundle.
Call 651-437-9200 for Bundled Insurance Discounts!
Choosing the right type of homeowners insurance policy is key. We help you understand:
HO-3 (Special Form) — Most common policy, covering the home against all perils except those excluded.
HO-5 (Comprehensive) — Broadest coverage for high-value home contents, including replacement cost.
HO-4 (Renter’s Insurance) — Covers tenants’ personal property and liability.
HO-6 (Condo Insurance) — Designed for condo owners, covers interior property and liability.
No matter your home type or location in Minnesota, Werner Insurance will match you with the best-fit policy at the cheapest rate.
At Werner Insurance, we believe insurance should be simple, smart, and affordable. Our team ensures that you understand your coverage, choose the best deductible, and take advantage of every possible homeowners insurance discount.
✅ Save money.
✅ Easy process.
✅ Trusted local agents.
Get Your Free Home Insurance Quote Now! 📞 Call 651-437-9200 or complete our quick online form.
We’ll help you compare policies from top-rated Minnesota homeowners insurance companies so you can:
Choose the best coverage. Save on premiums. Avoid hidden gaps in protection.
Whether you’re insuring a townhouse in the suburbs or a cabin by the lake, we deliver customized insurance that works for your life.
You’re not just buying a policy — you’re joining the Werner family. For over 30 years, we’ve delivered trusted, low-cost homeowners insurance to families across Minnesota.
Fast Quotes. Affordable Coverage. Local Expertise.
📞 Call Now: 651-437-9200
Or request a quote online to get started instantly.
Protect your home. protect your future. Choose Werner Insurance.
> Receive multiple quotes for maximum savings
> Let us answer your insurance questions & help
Then look no further! Werner Insurance offers you a choice of insurance companies, coverage, and price.
