Workers Compensation Insurance

Workers’ Compensation Insurance in Minnesota: Get the Best Coverage at the Lowest Prices!

Welcome to Werner Insurance, your trusted source for low-cost workers’ compensation insurance in Minnesota. We specialize in finding cheap, effective, and reliable coverage for businesses of all sizes. If you’re searching for “workers comp insurance near me” or want to compare work comp insurance rates online, you’re in the right place!

Fast, Free Quotes. Just Call 651-437-9200

Looking for affordable workers’ compensation insurance? Get your FREE online workers’ compensation quote today. Call 651-437-9200 or fill out our quick quote form.

What is Workers’ Compensation Insurance?

Workers’ compensation insurance, or workmen’s compensation insurance, is a type of company insurance that covers medical expenses (bills), lost wages, and rehabilitation costs if an employee is injured on the job. It also includes employers’ liability insurance, protecting your business from lawsuits related to workplace injuries.

In Minnesota, it’s mandatory for most employers to carry workers’ comp insurance. Let Werner Insurance guide you through the legal requirements and get you the cheapest workman’s compensation insurance available.

Our Insurance Services Include:

Why Choose Werner Insurance for Workers’ Comp in Minnesota?

  • Lowest Prices in Town
  • Top-Rated Customer Service
  • Get as Many Discounts as Possible
  • Instant, Free, Online Quotes
  • We Find Affordable Solutions for You
  • Work Comp Insurance Available Across Minnesota
When a worker is hurt you must file a first report of injury to your workers' compensation insurance company.

Today’s Forecast: Huge Savings

Let us help you save money on workers’ comp insurance with flexible coverage limits and custom plans to meet your business needs.

Who Needs Workers’ Comp Insurance in Minnesota?

If you own a business and have employees, you likely need workers’ comp coverage. Here are 10 business types that need workers’ comp insurance:

  • Construction Companies
  • Delivery Services
  • Restaurants & Food Service
  • Manufacturing Businesses
  • Landscaping Services
  • Auto Repair Shops
  • Medical & Healthcare Providers
  • Transportation Companies
  • Retail Stores
  • Professional Services (Accounting, Legal, etc.)

Don’t see your business type listed? Call 651-437-9200, and we’ll tailor a plan for you.

How Much is Workers’ Comp Insurance in Minnesota?

The cost of workers’ comp insurance in MN depends on several factors:

  • Industry risk level
  • Number of employees
  • Payroll size
  • Claims history
  • Coverage limits selected

Werner Insurance offers the best work comp insurance quotes so you get maximum protection without overpaying.

What Are the Laws in Minnesota?

Minnesota law requires employers to carry workers’ comp insurance as soon as they hire an employee. Even part-time workers may qualify. Penalties for non-compliance include fines and liability for unpaid claims—Trust Werner Insurance to keep you compliant and protected.

Filing a Workers’ Comp Claim: First Report of Injury Form

If an injury occurs, you must complete the First Report of Injury (FROI) form and submit it to your insurer and the Minnesota Department of Labor and Industry. This step is crucial for timely benefits and legal compliance. We’ll help you navigate this process.

Werner Insurance = Best Deals in Minnesota

Don’t overpay for coverage. Compare work comp insurance rates now and get a fast, free quote. We’ll show you why businesses choose Werner Insurance for workers’ compensation insurance in Minnesota.

Call Now: 651-437-9200

  • Cheap Workers’ Comp Insurance
  • Best Workers Comp Quotes in Minnesota
  • Employers’ Liability Insurance
  • Workers Comp Insurance Near Me

Serving All of Minnesota: Minneapolis | St. Paul | Rochester | Duluth | Bloomington | And Everywhere In Between!

Frequently Asked Questions (FAQs)

  1. Just who is required to carry workers’ comp insurance in Minnesota? All employers in Minnesota with one or more employees must carry workers’ comp insurance, including part-time and seasonal workers.
  2. What does workers’ compensation insurance cover? It covers medical expenses, lost wages, rehabilitation, and employer liability in the case of a work-related injury or illness.
  3. How much does workers’ comp insurance cost in Minnesota? Rates vary based on your industry, payroll, and claims history. Call us for a personalized quote: 651-437-9200.
  4. Can I get discounts on my workers’ comp insurance? Absolutely! We find all available discounts and bundle options to save you as much money as possible.
  5. Excatly how do I file a workers’ compensation claim? Complete and submit a First Report of Injury form immediately to your insurer and the Minnesota Department of Labor and Industry.
  6. What coverage limits are available? Werner Insurance offers flexible options to suit your business needs. Minimum and maximum limits depend on the industry and risk level. Call to discuss your options.

Ready to Save? Trust Werner Insurance for your Minnesota workers’ compensation insurance needs.

📢 Call 651-437-9200 now for your fast, free quote, or click to start online.

Simple. Affordable. Trusted. That’s Werner Insurance.

Cheap Work Comp Insurance | Workers’ Compensation Insurance Minnesota | Online Work Comp Quote

Quick Quote Form!

> Receive multiple quotes for maximum savings
> Let us answer your insurance questions & help

Please enable JavaScript in your browser to complete this form.
Name
Street, City, State, Zip Code