Today’s Forecast: HUGE Savings!
You need restaurant insurance whether you own a bustling pizzeria in St. Paul, a cozy diner in Duluth, or a trendy bar & grill in Minneapolis — Werner Insurance is your go-to solution for affordable restaurant with liquor liability insurance in Minnesota. We offer the lowest prices in town, with fast, free insurance quotes that put money back in your pocket.
📞 Call Now: 651-437-9200 for your FREE quote!
✅ Lowest Rates in Minnesota
✅ Cheap Liquor Liability Insurance
✅ Fast, Free, No-Obligation Quotes
✅ Discount Packages Available
✅ Custom Solutions for Any Restaurant
Whether you’re insuring a bar, lounge, cafeteria, pizza shop, or fast-food chain, Werner Insurance finds you affordable, low-cost eatery insurance packages with maximum discounts. Trust our local team to protect what you’ve built — your food, future, and business.
Insurance for your Restaurant is a customized policy uniquely designed to protect food service businesses from unexpected risks. From fires and food spoilage to employee injuries and customer claims, the right policy ensures you stay open and profitable, no matter what happens.
At Werner Insurance, we tailor every policy to fit your restaurant type, size, and budget — giving you exactly what you need (and nothing you don’t).
When you work with Werner Insurance, we help you build a comprehensive package that may include:
General Liability Insurance – This covers accidents and injuries on your premises
Liquor Liability Insurance – Protects you if you serve alcohol
Property Insurance – Covers fire, theft, and damage to your building/equipment
Workers’ Compensation – Required if you have employees
Commercial Auto Insurance – For delivery or catering vehicles
Equipment Breakdown Coverage – Keep the kitchen running
Business Interruption Insurance – Stay afloat during closures
Spoilage & Food Contamination – Covers lost product due to power outage or contamination
Cyber Liability – Protection for restaurants with online ordering or POS systems
Let us bundle these into a money-saving package just for you!
We provide insurance coverage for a wide variety of food establishments, including:
No matter your menu — we’ve got your back!
Here’s what makes Werner Insurance your best choice:
We Compare Rates – We shop top restaurant & bar insurance companies for you
Bundle Discounts – Save more with restaurant package policies
Tailored Coverage – No wasted premiums on coverage you don’t need
Fast Online Quotes – Get insured quickly, hassle-free
Smart Coverage Advice – We help you find hidden discounts that most others miss
Trusted Local Professionals – Based in Minnesota, we understand your unique risks
📞 Call Now for a FREE QUOTE: 651-437-9200
Or click here to Get Your Fast, Free Restaurant with Liquor Insurance Quote!
Located right here in Minnesota, Werner Insurance is proud to serve:
We’re more than just an independent insurance agency — we are your neighbors. Our team helps restaurants compare insurance options and find cheap, reliable coverage that truly works.
We compare policies, so you don’t have to. We simplify the process if you’re looking for the best bar insurance quotes, cheapest diner insurance, or complete eatery insurance.
No hidden fees
Free expert consultation
Flexible payment options
You run the kitchen — let us handle the paperwork.
📞 Call: 651-437-9200 or click here for a Fast Free Quote!
Looking to save even more? Ask about these possible discounts:
We’ll help you unlock every available discount to lower your premium.
1. What is the best insurance for my restaurant?
The best restaurant insurance combines general liability, property, and workers’ comp — customized to your business type. Werner Insurance shops top-rated carriers to find the best mix of coverage and affordability.
2. How much is insurance for my restaurant in Minnesota?
It depends on your location, size, services, and coverage needs. Basic restaurant insurance starts as low as $1,000/year, but bars and restaurants serving alcohol may pay more. We offer free, fast quotes, so you’ll always know what to expect.
3. What kind of insurance do restaurants need?
Most restaurants need general liability, property, workers’ compensation, and liquor liability (if alcohol is served). Optional add-ons like food spoilage or business interruption can also be added.
4. Do I need liquor liability if I serve alcohol?
Yes! This valuable coverage protects your business if a customer causes harm after drinking at your establishment. Cheap liquor liability insurance is available through Werner Insurance.
5. Can I get insurance for my pizza place or fast-food business?
Absolutely! We insure all eateries, including pizza shops, burger joints, drive-thrus, and fast-food franchises. We’ll get you the lowest-cost coverage available.
6. Can I bundle insurance for my bar and grill?
Yes! Ask about our Bar & Grill Insurance Package — which includes liquor liability, general liability, and equipment coverage at a discounted rate.
Protect your business.
Save more money.
Get fast, affordable coverage.
Werner Insurance makes restaurant insurance in Minnesota simple, innovative, and affordable.
📞 Call Today: 651-437-9200
Or Get a FREE Restaurant Insurance Quote Now!
Stop overpaying. Start protecting.
Trust Werner Insurance to be your partner in protection — because cheap restaurant insurance doesn’t mean cheap service.
📞 Call 651-437-9200 or Click for a Fast Quote.
Save Money. Easy. Werner Insurance.
> Receive multiple quotes for maximum savings
> Let us answer your insurance questions & help
Then look no further! Werner Insurance offers you a choice of insurance companies, coverage, and price.
